CFO Payment Plans

At Chamberlain Family Orthodontics, we believe that everyone deserves the confidence of a beautiful smile, which is why we do everything we can to make braces, InBrace, and Invisalign affordable for all patients. Orthodontic treatment is an investment in your oral health, and you deserve to understand the full financial impact of this investment. Keep reading to learn more about how we address the financial side of orthodontic treatment with our CFO payment plans. 

How We Calculate Your Payment

Once you decide you’re ready for orthodontic treatment, we’ll walk you through every step to ensure that the financial side is easy, affordable, and manageable. Every smile is different and requires Dr. Chamberlain to develop a unique treatment plan for your individual needs and goals, so every financial contract will also be customized. 

Meet Your Treatment Coordinator

There is no standard price for orthodontic treatment, but our Treatment Coordinator is here to help you understand the total cost of your straight smile experience. After Dr. Chamberlain creates your treatment plan, our Treatment Coordinator will discuss your comprehensive payment proposal for treatment, which includes the cost of diagnostic records, appliances,  treatment visits, refinements, retainers, and retention visits. 

Map Out Potential Payment Plans

After reviewing the total treatment cost, we’ll discuss other variables like insurance benefits, down payments, and our interest-free, in-house financing. Each of these variables affects your payment plan going forward, so it’s important to understand them and discuss them with our Treatment Coordinator. 

Insurance Coverage

If you’re interested in using an insurance plan to pay for some of the treatment expenses, our team will calculate the amount insurance is estimated to pay and help you understand what you’re responsible for after coverage. 

Down Payments

Before starting braces or clear aligner treatment, you’ll be asked to make an initial payment. Chamberlain Family Orthodontics allows patients to divide their initial lump sum into two installments, making moving forward with treatment more practical and affordable. The larger the down payment, the less you’ll owe per monthly installment (or the fewer payment periods you’ll have).

Interest-Free, In-House Financing

Chamberlain Family Orthodontics will fully finance your orthodontic treatment with zero interest. This allows patients to get started with treatment when they need it rather than waiting to save the full amount or resorting to costly third-party financing. 

Set a Payment Strategy

Once you’ve discussed these variables with our Treatment Coordinator, you’ll work together to strategize the best payment plan for your family’s needs. This may mean a lower initial payment with more monthly installments or lower monthly installments with a higher initial payment. Either way, we’ll develop a contract with recurring payments that fit within your budget. 

Use Our Custom Payment Calculator

We also offer a custom payment calculator that allows you to compare payment options with multiple variables from the comfort of your home. The calculator has a slider that allows you to adjust your down payment (and mark whether you want to divide the initial sum into two payments), and adjust the number of recurring payments and the recurring payment amount until you find a strategy that feels comfortable for your financial situation. 

Use this convenient option to submit your digital paperwork so you feel as informed as possible before beginning treatment. 

Payment Plans, Promotions & Discounts

Our flexible payment plans at Chamberlain Family Orthodontics allow families to establish a financial strategy that works for them without having to pay in full or apply for an interest-based loan for treatment. We also offer multiple payment options, discounts, and promotions to make treatment even more affordable. 

Monthly Payment Plans

Families who take advantage of in-house financing can choose between ACH or credit/debit card autopay on the 1st or the 15th of each month. Automatic recurring payments make it easy for patients to avoid late payments and stay on top of their financial agreements. 

FSA Benefits

Some patients prefer to use FSA cards to pay for portions of their orthodontic treatment. You can use FSA benefits for down payments or other lump sum prepayments, which reduces the number of monthly installments. We also offer FSA receipts to help employers process timely repayments. 

Same-Day Advantage Promotion

Patients who are ready to commit to starting treatment with us on the day of their initial examination receive the lowest down payment and monthly installment options. We’ll accept as low as $250 down for same-day commitments – plus, you get to start treatment immediately!

Additional Discounts

Paid-In-Full Discount 

Patients who pay their total treatment cost upfront receive a 4% discount on their portion of the total treatment price after insurance.

Family Discount

Family members of current Chamberlain Family Orthodontics patients receive a 10% discount on the total treatment price. 

Retreatment Discount

Former Chamberlain Family Orthodontics patients seeking retreatment to correct orthodontic relapse receive a 10% discount for comprehensive treatment. 

CFO Payment Plans

Come Smile with Us!

Our team in Redlands and Beaumont is filled with orthodontic experts that know how to put a smile on your face. With years of experience and a wide range of treatment options and payment plans, we make treatment with braces, InBrace, or Invisalign an affordable reality. If you or your child is ready to start treatment, schedule your free consultation with Dr. Chamberlain today!